Obtaining a Credit Report.
According to Federal Law, you are allowed one free credit report each year from each of the Credit Reporting Agencies. Your Report can be used as a tool to ensure you have collected all of your creditors. You may obtain your reports from all three major Credit Reporting Agencies at www.annualcreditreport.com. Please print your Report. Make sure your printer has enough paper and toner. Each report runs twenty or more pages. If you’re using a mobile device, save the Reports and send them to a printer when one becomes available.
Be careful when doing a web search for “annualcreditreport.com”. Several websites hover around that phrase in order to sell you your credit score. You do not need your credit SCORE. You need your credit REPORT. Make sure the URL is “annualcreditreport.com” before visiting the site.
When reviewing your report, you should check it for accuracy. If you find information you do not believe is accurate, instructions on how to correct errors is included with each report.
Accessing your credit report is also an important part of managing your credit health. You may obtain your report at the following three agencies:
For ways to Improve Your Credit Score visit: http://www.cnbc.com/2015/09/04/4-ways-to-improve-your-credit-score.html
Visit Credit Karma at: creditkarma.com
Contact Corcoran Law office for a free Bankruptcy evaluation.