Obtaining a Credit Report!
According to Federal Law, you are allowed one free credit report each year. Your Report can be used as a tool to ensure you have collected all of your creditors. You may obtain your Reports from all three Credit Reporting Agencies at www.annualcreditreport.com. Please print your Report. Make sure your printer has enough paper and toner. Each report runs twenty or more pages. If you’re using a mobile device, save the Reports and send them to a printer when one becomes available.
Be careful when doing a web search for “annualcreditreport.com”. Several websites “hover” around that phrase in order to sell you your credit score. You do not need your credit SCORE. You need your credit REPORT. Make sure the URL is “annualcreditreport.com” before visiting the site.
Instructions on how to correct errors is included with each report.
Ways to Improve Your Credit Score.